Home Loans - Made Simple

Loan Programs

Conventional

A Conventional Loan is a traditional home mortgage not insured or guaranteed by the government.

FHA

FHA home loans are mortgage loans that are insured against default by the Federal Housing Administration (FHA).

VA

The VA Loan provides veterans with a federally guaranteed home loan which requires no down payment.

Jumbo

A jumbo loan is a mortgage used to finance properties that are too expensive for a conventional conforming loan.

Refinance

A Refinance Loan allows homeowners to replace their current mortgage with a new one, often with better terms.

DSCR

A DSCR Loan is typically used for investment properties, particularly commercial real estate.

USDA

USDA loans are government-backed mortgages for eligible homebuyers purchasing a home in an eligible rural area. Qualified borrowers may be able to purchase with 100% financing and no down payment, subject to USDA and lender eligibility requirements.

Success in Figures

94%

Lock to Fund We fund once lock!

99%

Submission to Close High quality in-house underwriting results in us closing almost all the loans that we submit

8 Days

Submission to CTC Our lightening fast processes ensure a loan is clear to close within no time, providing quick closing turn around to our borrowers

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